Our Independent Insurance Professionals


609-892-8310
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Thomas Ackerman
Independent Producer for Health & Life Insurance

Working in the hospitality industry for several years, I transitioned to the senior care insurance industry to focus on my passion for service. The experience has allowed me to earn the trust of my clients by educating them first and then creating options for them, providing peace of mind as they make significant transitions in their lives.  More . . .


862-244-3501
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Vincent Avantagiato
Independent Producer for Health & Life Insurance

My career has always revolved around helping others, including my own private chiropractic business and then in financial advisement. When I turned 65 and entered the world of Medicare, I realized with all my experience I still had much to learn about Medicare. This sent me on a path to understand and then teach others about making this significant decision about their healthcare.  More . . .


732-616-2555
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Jim Berenson
Independent Producer for Health & Life Insurance

Specializing in the Medicare insurance market has been especially gratifying for me. After spending 30 years in the industry, I can proudly say that I have been able to help over 3000 clients understand and navigate the Medicare language so they are prepped to make decisions that suit them the best.
Licensed in: FL, MD, NC, NJ, NY, PA, SC


917-921-5821
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Iris Bobchin
Independent Producer for Health & Life Insurance

My career began in 2003 but my passion has been lifelong. I find great joy in helping people by providing education and assistance for them to create plans and achieve their post-retirement goals.
Hobbies:  Cooking, gardening and spending time with my husband of 46 years and our bearded collie, Gillie.
Licensed in: NC, NJ, NY, PA, SC, WA


732-600-5886
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Michael Bonaccolta
Independent Producer for Health & Life Insurance

I was born and raised in the Bronx, and have been residing in Toms River, NJ for the past 25 years. My career began in the New York real estate industry, serving as a broker, specializing in commercial real estate and financing.  More . . .


561-398-6558
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Walter Bueschel
Independent Producer for Health & Life Insurance

I was born and raised in North Plainfield, NJ and went into the construction industry for several years before visiting Florida on an extended vacation in 1977. The weather agreed with me so I decided to make Florida my full time residence.  More . . .


732-569-0151
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James Cruz
Independent Producer for Health & Life Insurance
Hablo Español

I graduated from Montclair State with a degree in Business Management and my career as a Lead Manager. Today, I am an independent full time agent and have come to know the joys of my profession when I'm able to put a smile on a client's face and reassure them I'm there every step of the way.
Hobbies:  I enjoy going dancing in NYC.
Licensed in: NJ


908-216-5895
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Brian E DeRoss
Divisional VP

I have been helping the senior community since 2001. During this time, not only has my client list grown, but more importantly, my thoughts on life. The stories, tears, friendships and hard lessons shared with me by my clients is immeasurable and priceless.  More . . .


828-508-4854
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William DeRoss
Independent Producer for Health & Life Insurance

My experience leading up to my career in the insurance industry included serving in the US Army as a Medic and graduating from Pace University with a degree in Business. Once I obtained my Life & Health licenses, in 1988, I knew I would be doing this for the rest of my life.  More . . .


917-776-9078
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Joshua Furr
Independent Producer for Health & Life Insurance

Education plays a significant part of my role as an agent, helping my clients understand the options available to them, and as an industry professional providing ongoing education to other agents.
Licensed in: NJ, NY, PA


609-992-9447
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Kerry Gallagher
Independent Producer for Health & Life Insurance

I spent 30 years in the automobile industry as a finance manager helping people secure loans and make sound decisions when puchasing an automobile. Transitioning to the insurance industry, my goals remain the same in working to educate and inform my clients so they are equipped to make the decisions for their ongoing health and life insurance needs.  More . . .


609-442-7563
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Evelyn Golley
Independent Producer for Health & Life Insurance

I was born in Philadelphia and raised in Vorhees. My fondest memories include ice skating on Kirkwood Lake and building bonfires to stay warm. My insurance career began in Personal Lines before I went on to Commercial Lines as an intermediary between the agent and underwriter.  More . . .


732-674-7648
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LeAnne Hughes
Independent Producer for Health & Life Insurance

I came from the fashion district in NY and then (literally) fell into the insurance industry 21.5 years ago and never looked back. I love what I do and enjoy the opportunity to help so many people. Getting a call from clients who want to convey their appreciation is so rewarding.
Hobbies:  When I'm not spending time with my son, I like to spend time outdoors fishing and birdwatching.
Licensed in: MD, NJ, PA


(856) 265-6612
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Shari Kantor
Independent Producer for Health & Life Insurance

I have always had a passion for helping people.  For the last 30 years, I have worked in the Healthcare industry.  The latter eleven I practiced Physical Therapy, treating a large population of older adults.  During this time, I watched many clients struggle with Medicare confusion and the frustrations that would ensue.   More . . .


732-513-2933
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Aleks Kossakowska
Independent Producer for Health & Life Insurance

I was raised in Brooklyn, NY where I lived for 11 years before moving to Marlboro, NJ. I graduated from Rutgers with a degree in Labor Studies. I started at Medi-Solutions as a receptionist and quickly grew a passion for helping our clients. I can now provide clients with superior customer service as well as guidance in selecting a plan to meet their needs.  More . . .


732-718-8575
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Bill Lang
Independent Producer for Health & Life Insurance

I spent most of my working life in advertising. I like helping people understand the complexities of insurance and getting them the most effective coverage for their needs and budget. I pride myself on providing top flight service and support.
Fun Fact:  I once won a karaoke contest.
Hobbies:  Reading, playing cards, skiing.
Licensed in: NJ, NY


856-905-6338
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Andrew Lochhead
Independent Producer for Health & Life Insurance

I enjoy the flexibility of working with my clients’ individual schedules and the rewards of helping them better understand Medicare and the options that are available to them.
Fun Fact: I was the inaugural coach of the Philadelphia Hawks Australian Football Club and I won a national championship coaching the team in 2002.
Licensed in: NJ, PA


609-233-3216
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Tom Morrell
Divisional VP

I made the decision to specialize in the senior health insurance industry over twenty years ago. My prior career in the casino industry shaped my dedicated and disciplined work ethic and taught me to utilize my strength in professionalism and my natural ability to develop relationships with everyone I meet.  More . . .


908-392-7172
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Vito Pecoraro
Independent Producer for Health & Life Insurance

My success has been due in part to the great support system I have through my professional contacts and at home from my wife and two daughters. I strive to be at the top of my game and encourage others to do the same.  More . . .


201-417-6175
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Greg Riabov
Independent Producer for Health and Life Insurance

I worked in the financial services industry for over 30 years. That experience allowed me to see clients grow financially and personally through shared life stories and decisions made throughout their journeys. My family and I have lived in Bergen County for over 25 years. I enjoy fishing, golf and hanging out with my family.
Licensed in: NJ, NY, PA


561-301-8247
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Frank Reilly Jr.
Managing Partner

The insurance industry has always been a part of my life and I grew up learning the most important part of any business is relationships. As an active community member, I strive to provide the best for my clients, my fellow business owners and my neighbors.
Licensed in: FL


609-661-2353
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Ann L. Rogers
Independent Producer for Health & Life Insurance

One of the many rewards of this industry is being able to clarify information for clients. Many become overwhelmed, especially during tough times, and find it difficult to understand Medicare and keep up with the changes.  More . . .


732-371-8819
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Tina Steward
Independent Producer for Health & Life Insurance

I've enjoyed my professional life in the insurance industry for over twenty years - and I look forward to continuing on for many more!
Fun Fact:  I cherish my time at the beach and try to get there as often as I am able.
Hobbies:  Collecting and reading Mary Higgins Clark novels, spending time with friends and family.
Licensed in: NJ, NY, PA, TN


943-931-8646
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Alfred Turco
Independent Producer for Health & Life Insurance

Understanding Medicare and the changes that occur year after year comes easy to me, but I realize that's not the case for everyone. I enjoy meeting with new clients and helping to clear the confusion many experience when introduced to Medicare.
Licensed in: NJ, PA


609-287-7824
Email
Aaron Wise
Independent Producer for Health & Life Insurance

I was born and raised in Hammonton, NJ, and left home after high school to join the US Air Force to serve as a Radar Repair Technician.  I returned home and built a career in both Teaching and EMS, ultimately serving in my last job as Captain.   More . . .


609-287-1063
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Stephen Zemartis
Independent Producer for Health & Life Insurance

I was born and raised in Philadelphia, PA. I graduated from Temple University in 1983 and entered the casino industry in NJ, starting as a dealer and working my way up to shift manager.  More . . .

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