Medicare Supplements
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
Brian DeRoss
V.P.
I have been helping the senior community since 2001. During this time, not only has my client list grown, but more importantly, my thoughts on life. The stories, tears, friendships and hard lessons shared with me by my clients is immeasurable and priceless.
I have changed parenting techniques, added routines to my marriage and even found peace through heart wrenching ordeals with my disabled child. Many clients have thanked me for all I have done for them, but it's my clients that need to be thanked - when they speak, I listen.
Favorite Quote: "Anyone whom has traveled the path before me can surely prepare me for the journey ahead."
Fun Fact: Prior to my insurance industry life, I traveled the country cooking (after graduating from CIA) and was featured in the cookbook "Great Chefs of the Jersey Shore".
I am FRC and NSSA certified
Working with Federal retirees to better understand there retirement options.
Helping everyone to better understand the optimal time to elect their Social Security benefits. Ask me for a no cost report.
Review Your Insurance Options
I'll help you find the right plan for your needs.
WE'VE GOT YOU COVERED
Explore the plans we offer. Let us be the resource that you depend on year after year for help with your insurance needs.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Social Security Timing
Concerned about your decision on when to take your Social Security?
Let us run a no cost report to help ease the confusion.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Annuity Products
Annuities typically offer tax-deferred earning and may include a death benefit that will pay your beneficiary a guaranteed* minimum amount, such as your total purchase payments.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Cancer Insurance
The total financial impact of cancer includes direct and indirect costs that can have a long lasting impact on you and your family.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Long-Term Care
Long-Term Care (LTC) refers to extended care or services for people with disabilities or long-term illnesses.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Final Expense Insurance
Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100.
Gap Analysis for Retirement
We are living longer and this poses a problem. We can take your current and future income sources as well as any debts and run a report that will provide an outlook on your future retirement years.
What My Customers are Saying.
Brian has been our agent for a number of years. He has always been very nice and helped us get what we need.
Felicia, Philadelphia, PA
Excellent service, as always!
Julliet, Scotch Plains, NJ
Very knowledgable and informative- helped us a lot.
William, Green Twp, NJ
Brian always offers the best service and competence.
Aecha, Red Bank, NJ
Our agent was well informed, friendly and caring.
Diane, Union, NJ
Brian did an A+ job in educating us!
Linda, Holmdel, NJ
Brian DeRoss is caring, professional and very knowledgable. Thank you Brian!
Michelle, Holmdel, NJ
I would not be a client if Brian wasn't there.
Donna, Lavallette, NJ
Brian Deross is a professional who does a memorable job for me in my insurance needs.
Eleanor, Highland Lakes, NJ
Brian goes out of his way for his clients - friendly, thoughtful, and above all, courteous.
Agnes, Toms River, NJ
Brian was thorough in his presentation. Very informative.
Thomas and Agnes, Holmdel, NJ
Brian did an excellent job in presenting all the options available to us for a secureretirment ahead. Thank you!
Frank, Carteret, NJ
Brian is an amazing agent. You are so lucky to have him on your team!
Denise, Manalapan, NJ
Excellent Resource.
John, Holmdel, NJ