Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
About James Badenhausen
Independent Producer for Health & Life Insurance
I love reading (I read 40 books in 2024), music (I play guitar, piano, banjo, mandolin, and several stranger instruments), cooking (Indian food is my go-to), gardening (mainly houseplants and vegetables. Everything else is a waste of time.), and travel (I have been to 28 US states and 15 countries).
I worked in restaurants and as a caddie (hospitality & customer service) before moving to Chicago and working in a Medicare call center. My experience is grounded in customer service and with my time in Chicago selling Medicare, I have great understanding of Medicare. I view my job as a customer service/ advisor role so that I can help my clients find a good fit for their own needs.
Working in a Medicare call center, I learned there that much of this industry is just agents trying to sell a policy regardless of its effect on the client. This led me to firmly believe that the position of [Medicare] Insurance Agent should be one of an advisor rather than a salesman. That is the approach I take with every client. If the policy will not benefit them, I send them on their way, even if it could be an “easy sale”.
Fun Fact: I broke my femur in a stair-jumping contest when I was 2 years old.
Favorite Quote:
Practical: “The most important step a man can take. It’s not the first one, is it? It’s the next one. Always the next step.” - Brandon Sanderson
Actual: “I don’t know half of you half as well as I should like, and I like less than half of you half as well as you deserve.” - JRR Tolkien
About Medi-Solutions
Our Mission
Dedicated to serving individuals in many states; we believe our independence allows us to better serve you, the consumer. Through extensive research, our client base enjoys the fact that we educate them on a wide range of insurance products.
Our plan of action entails that people don't just need a policy; they need a plan. The planning producers are composed of independent insurance professionals who offer high quality insurance, financial products, and services to the individual and business marketplace.
Our Professionals
Our professionals have extensive training and knowledge in the products they offer as well as the expertise on how to use those products to provide maximum benefit and protection to the clients we serve.
It is our commitment and desire to establish trust and a long-lasting relationship with our clients. This commitment has served us well throughout the years. We take pride in knowing that our clients keep returning to us for advice.
I'VE GOT YOU COVERED
Explore the plans I offer. Let me be the resource that you depend on year after year for help with your insurance needs.
Short-Term Health Insurance
Outside of the individual market’s annual open enrollment period a short-term health insurance policy might be your best option, especially without a qualifying event.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Medicare Supplements
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Annuity Products
Annuities typically offer tax-deferred earning and may include a death benefit that will pay your beneficiary a guaranteed* minimum amount, such as your total purchase payments.
Long-Term Care
Long-Term Care (LTC) refers to extended care or services for people with disabilities or long-term illnesses.
Final Expense Insurance
Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100.
Cancer Insurance
The total financial impact of cancer includes direct and indirect costs that can have a long lasting impact on you and your family.
Critical Illness
Critical Illness insurance can become an important strategy to help close this growing health costs financial exposure.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills..
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.