Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
About Michael Smith
Independent Producer for Health & Life Insurance
Born in West Palm Beach, Florida, and raised in the heart of mid-Michigan, my roots run deep in both sandy shores and snowy fields. Michigan sports have held a special place in my heart.
Four pivotal years of my early adulthood were dedicated to the U.S. Army, where I proudly served alongside the brave soldiers of the 101st Airborne. With deployments to the rugged terrains of Afghanistan, I faced challenges that taught me the values of discipline, teamwork, and unwavering resilience, and they continue to influence my life today.
Beyond the military, I've pursued a unique and adventurous career as a licensed 100-ton boat captain. My work centers around sports fishing programs, a role that has enabled me to explore the globe's most breathtaking waters in pursuit of the elusive Marlin.
These multifaceted experiences have etched the chapters of my life, each leaving an indelible mark on my character and outlook. With a passion for sports, a military background, and an enthusiasm for exploring the world's oceans, I eagerly anticipate new horizons and the journeys they'll bring into my life's narrative.
Licensed in health and life insurance, my mission is to deliver top-tier products and services to my clients. With a dedication to excellence, I'm committed to providing a high-quality experience for each individual I serve.
Moreover, I have a specific focus on the VA sector, where I work tirelessly to assist veterans and their beneficiaries in navigating the intricacies of Tricare and CHAMPUS programs. My goal is to ensure that those who have served our country receive the best possible care and support, by helping them understand and access the benefits they've rightfully earned. It's an honor to serve those who have served, and I'm driven by the belief that every veteran and beneficiary deserves the highest level of care and assistance.
As a health and life insurance agent, my philosophy is centered on the well-being and security of individuals and their loved ones. I believe that insurance is not just a product; it's a promise of protection, peace of mind, and a better future involving these core principles:
Empathy and Understanding
Education and Empowerment
Trust and Integrity
Comprehensive Coverage:
Continuous Support
Community and Service
Innovation and Adaptability
In summary, my philosophy as a health and life insurance agent revolves around care, understanding, and unwavering commitment to providing the best protection and peace of mind for my clients, today and into the future.
Favorite Quote: Without continued growth and progress such words as improvement, achievement, and success have no meaning.
- Benjamin Franklin
Licensed in: FL
About Medi-Solutions
Our Mission
Dedicated to serving individuals in many states; we believe our independence allows us to better serve you, the consumer. Through extensive research, our client base enjoys the fact that we educate them on a wide range of insurance products.
Our plan of action entails that people don't just need a policy; they need a plan. The planning producers are composed of independent insurance professionals who offer high quality insurance, financial products, and services to the individual and business marketplace.
Our Professionals
Our professionals have extensive training and knowledge in the products they offer as well as the expertise on how to use those products to provide maximum benefit and protection to the clients we serve.
It is our commitment and desire to establish trust and a long-lasting relationship with our clients. This commitment has served us well throughout the years. We take pride in knowing that our clients keep returning to us for advice.
I'VE GOT YOU COVERED
Explore the plans I offer. Let me be the resource that you depend on year after year for help with your insurance needs.
Short-Term Health Insurance
Outside of the individual market’s annual open enrollment period a short-term health insurance policy might be your best option, especially without a qualifying event.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Medicare Supplements
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Annuity Products
Annuities typically offer tax-deferred earning and may include a death benefit that will pay your beneficiary a guaranteed* minimum amount, such as your total purchase payments.
Long-Term Care
Long-Term Care (LTC) refers to extended care or services for people with disabilities or long-term illnesses.
Final Expense Insurance
Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100.
Cancer Insurance
The total financial impact of cancer includes direct and indirect costs that can have a long lasting impact on you and your family.
Critical Illness
Critical Illness insurance can become an important strategy to help close this growing health costs financial exposure.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills..
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
What My Customers are Saying.
Very helpful in saving us over $30 per month in plan G premium. Would recommend using them.
Susan W., Tacoma, WA
I am so grateful for their guidance for my Medicare supplement plan. It has been so easy. They know the business and helped me pick the perfect plan for me. I couldn't imagine navigating that without their expertise.
Mike M, Kirkland, WA
Very nice agent and informative information. They helped me change my medicare supplement. The process couldn't have been easier. Five stars!
Miles D, Lake Forest Park, WA
Very knowledgeable and was a great help to me as I recently had to navigate the Medicare supplement process. He made it effortless less for me and I’m truly grateful for his expertise and excellent customer service.
Ida Warner, Seattle, WA