Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
About Stephen Zemartis
Independent Producer for Health & Life Insurance
I was born and raised in Philadelphia, PA. I graduated from Temple University in 1983 and entered the casino industry in NJ, starting as a dealer and working my way up to shift manager.
My experience in the insurance industry began in 2010 and I began to develop lifelong friendships with both clients and co-workers. I view every client as if they were a family member by striving to do what is best for their situation. When I meet a person who is struggling to afford good health insurance and I am able to save them money, it makes me extremely happy!
Fun Fact: My wife is from England but we met in Japan and had our first date in Alaska. Today, we have been married for almost 29 years, reside in Brigatine, NJ and have two children.
Favorite Quote: "You are never a loser until you quit trying!", Mike Ditka.
Hobbies: Love to travel and play golf.
Licensed in: NJ
About Medi-Solutions
Our Mission
Dedicated to serving individuals in many states; we believe our independence allows us to better serve you, the consumer. Through extensive research, our client base enjoys the fact that we educate them on a wide range of insurance products.
Our plan of action entails that people don't just need a policy; they need a plan. The planning producers are composed of independent insurance professionals who offer high quality insurance, financial products, and services to the individual and business marketplace.
Our Professionals
Our professionals have extensive training and knowledge in the products they offer as well as the expertise on how to use those products to provide maximum benefit and protection to the clients we serve.
It is our commitment and desire to establish trust and a long-lasting relationship with our clients. This commitment has served us well throughout the years. We take pride in knowing that our clients keep returning to us for advice.
I'VE GOT YOU COVERED
Explore the plans I offer. Let me be the resource that you depend on year after year for help with your insurance needs.
Short-Term Health Insurance
Outside of the individual market’s annual open enrollment period a short-term health insurance policy might be your best option, especially without a qualifying event.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Medicare Supplements
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Annuity Products
Annuities typically offer tax-deferred earning and may include a death benefit that will pay your beneficiary a guaranteed* minimum amount, such as your total purchase payments.
Long-Term Care
Long-Term Care (LTC) refers to extended care or services for people with disabilities or long-term illnesses.
Final Expense Insurance
Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100.
Cancer Insurance
The total financial impact of cancer includes direct and indirect costs that can have a long lasting impact on you and your family.
Critical Illness
Critical Illness insurance can become an important strategy to help close this growing health costs financial exposure.
Accident Insurance
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills..
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
What My Customers are Saying.
Saved me some money for same type of coverage.
Joseph
Egg Harbor Twp, NJ
Steve was wonderful!
Corine
Manahawkin, NJ
Steve is the BEST.
Barbara
Cherry Hill, NJ
Great work.
Anthony, Cherry Hill, NJ
Steve is very professional, knowledgable, warm and friendly.
Kenneth, Clarksboro, NJ
Steve was and continues to be awesome. He took all the guess work out of this process.
Donna, Clarksboro, NJ
Steve did a good job.
Chun, Egg Harbor Twp, NJ
Transition to new insurance was seamless! Thanks to Steve.
Joseph, Mays Landing, NJ
Excellent service.
Bernadette, Galloway, NJ
Above & beyond great service.
John, Galloway, NJ
Very professional and prompt and informative.
Joseph, Cape May Court House, NJ
Always excellent.
Dorothy, Somerdale, NJ