Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Independent Producer for Health & Life Insurance
Working in the hospitality industry for several years, I transitioned to the senior care insurance industry to focus on my passion for service. The experience has allowed me to earn the trust of my clients by educating them first and then creating options for them, providing peace of mind as they make significant transitions in their lives.
Hobbies: Travel, aviation, golf and fitness.
Licensed in: NJ, PA, UT
Dedicated to serving individuals in many states; we believe our independence allows us to better serve you, the consumer. Through extensive research, our client base enjoys the fact that we educate them on a wide range of insurance products.
Our plan of action entails that people don't just need a policy; they need a plan. The planning producers are composed of independent insurance professionals who offer high quality insurance, financial products, and services to the individual and business marketplace.
Our professionals have extensive training and knowledge in the products they offer as well as the expertise on how to use those products to provide maximum benefit and protection to the clients we serve.
It is our commitment and desire to establish trust and a long-lasting relationship with our clients. This commitment has served us well throughout the years. We take pride in knowing that our clients keep returning to us for advice.
Explore the plans I offer. Let me be the resource that you depend on year after year for help with your insurance needs.
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Outside of the individual market’s annual open enrollment period a short-term health insurance policy might be your best option, especially without a qualifying event.
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Annuities typically offer tax-deferred earning and may include a death benefit that will pay your beneficiary a guaranteed* minimum amount, such as your total purchase payments.
Long-Term Care (LTC) refers to extended care or services for people with disabilities or long-term illnesses.
Burial insurance or final expense insurance is a basic life insurance policy that covers people until they reach the age 100.
The total financial impact of cancer includes direct and indirect costs that can have a long lasting impact on you and your family.
Critical Illness insurance can become an important strategy to help close this growing health costs financial exposure.
Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills..
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Excellent service provided!
Nadine, Stewartsville, NJ
Thomas is the best, out of all the agents I have talked to. Also, he has always called or stopped by to see how things were going as far as my insurance. That meant a lot to me.
Carolyn, Mays Landing, NJ
It made it so easy having Tom walk me through this process.
Elizabeth, Williamstown, NJ
Tom is an informative agent, plus a good man.
Peter, Absecon, NJ
Tom was wonderful! We were with him for a good duration and he gave us his undivided attention, answered all qestions and explained everything in detail. We felt we were in good hands!
Patricia, Egg Harbor City, NJ
Mr. Ackerman is a top notch agent and is very professional with people.
Craig, Egg Harbor City, NJ